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OPERATING AND FINANCIAL REVIEW / THE COMPANY / AMLIN AT A GLANCE /

UK COMMERCIAL

DIVISIONAL UNDERWRITER:
BRIAN CARPENTER
BRIAN CARPENTER 		KEY STATISTICS FOR 2004

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2004 MONTHLY WRITTEN PREMIUM CHARTS
* 		GROSS PREMIUM INCOME BY CLASS
2004 2003
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FLEET MOTOR 45.3% 47.2%
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OTHER MOTOR 4.6% 7.2%
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EMPLOYERS’ LIABILITY 19.2% 17.9%
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PUBLIC / PRODUCTS LIABILITY 9.1% 7.7%
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PROFESSIONAL INDEMNITY 14.7% 12.0%
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COMMERCIAL COMBINED 3.7% 4.0%
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FINANCIAL INSTITUTIONS 3.4% 4.0%
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CONTRIBUTION TO GROUP UNDERWRITING PROFIT
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GROSS INCURRED LOSS RATIO*
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* Gross incurred loss ratio is the sum of paid and notified claims before deduction of reinsurance recoveries expressed as a percentage of premium (net of brokerage) before deduction of reinsurance purchases for each underwriting year after 12 months’ development.


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